Specialist & Niche Insurance for Businesses & Individuals | SRS Insurance
Explore tailored insurance solutions from SRS for every sector — from digital, creative, and property to care, agriculture, and high net worth.
Education & Institution Insurance
Comprehensive cover for schools, nurseries, and tutoring businesses.
- Private School Insurance: Staff, pupil injury, and reputational cover.
- Nursery & Childcare Insurance: CQC-compliant safeguarding and legal protection.
- Tutoring & Coaching Insurance: Liability for professional advice and tuition.
- International Student Cover: Health and travel cover for overseas students.
Legal & Risk Management Insurance
Specialist protection for law firms, trustees, and litigation funders.
- After-the-Event (ATE) Insurance: Covers costs if a legal case is lost.
- Before-the-Event Legal Cover: Protection for tax, employment, and contract disputes.
- Disbursement Funding Protection: Ensures legal cost recovery for complex claims.
- Trustee Indemnity Insurance: Protects trustees of charities and schools.
International & Expat Insurance
Worldwide protection for individuals and businesses operating across borders.
- International Health Insurance: Private medical cover for expats.
- Expat Home Insurance: Protects UK homes owned by non-residents.
- Marine Cargo & Freight Insurance: Safeguards goods in global transit.
- Overseas Travel & Business Insurance: Covers employees and exhibitions abroad.
- Private Client Global Asset Cover: One policy for homes, cars, yachts, and art across countries.
Finance & Credit Insurance
Safeguard cash flow and financial commitments.
- Trade Credit Insurance: Protects against client insolvency or non-payment.
- Surety & Performance Bonds: Guarantees work completion for contractors.
- Loan Protection Insurance: Covers commercial loans in case of death or disability.
Property & Landlord Insurance
Comprehensive cover for property owners and investors.
- Landlord Insurance: Buildings, rent loss, and liability protection.
- Rent Guarantee Insurance: Covers tenant default and legal eviction costs.
- Block of Flats Insurance: One policy for entire buildings or freeholds.
- HMO Insurance: Specialist cover for multi-tenant properties.
- Holiday Let & Airbnb Insurance: Tailored for short-term or serviced accommodation.
- Listed Building Insurance: Protects heritage structures with complex rebuild needs.
- Tenants’ Liability Insurance: Covers accidental damage by tenants.
- Legal Indemnity Insurance: For title defects and legal risks in property transactions.
- Property Portfolio Insurance: Multi-property cover with one renewal date.
- Development Insurance: Renovation and new-build protection.
Building & Development Insurance
Protection for construction, development, and property projects.
- Party Wall Insurance: Covers accidental damage to neighbours’ properties.
- Contractual Liability Insurance: Protects against bespoke contract exclusions.
- JCT Clause 6.5.1 Insurance: Covers non-negligent damage to surrounding property.
- Completion Bond Insurance: Ensures project completion for lenders or housing schemes.
Trades & Construction Insurance
For contractors, tradespeople, and site-based workers.
- Contractors’ All Risks Insurance: Covers site works, materials, and liability.
- Roofers, Scaffolders & Demolition Insurance: Tailored for high-risk trades.
- Self-Build Insurance: Protects personal home builds.
- Latent Defects / Structural Warranty: Covers post-build structural issues.
- Non-Negligence Insurance: Covers damage to neighbouring properties during construction.
Business & Professional Insurance
Flexible protection for every business type.
- Public Liability Insurance: Covers injury or property damage to the public.
- Employers’ Liability Insurance: Legally required for businesses with staff.
- Professional Indemnity Insurance: Covers claims for professional errors or advice.
- Office & Surgery Insurance: Protects your workplace and its contents.
- Cyber Insurance: Covers data breaches, cybercrime, and recovery.
- Directors & Officers (D&O) Insurance: Protects against management liability claims.
- Key Person Insurance: Financial cover if a key employee dies or becomes incapacitated.
- Shareholder Protection: Funds buyouts after death or serious illness.
- Fleet Insurance: One policy for multiple business vehicles.
Care, Community & Charity Insurance
Dedicated to organisations that care for people and communities.
- Domiciliary Care Insurance: CQC-compliant home care protection.
- Supported Living Insurance: Covers supported housing and Ofsted-regulated homes.
- Charity Insurance: Protects trustees, volunteers, and events.
- Hospice & Care Home Insurance: Property and liability cover for residential care.
- Faith Group Insurance: For places of worship and community outreach.
High Net Worth & Specialist Cover
Premium protection for valuable assets and lifestyles.
- High Value Home Insurance: Broad cover for luxury homes, art, and collections.
- Classic Car Insurance: Agreed value for collectors and enthusiasts.
- Marine & Yacht Insurance: Vessels, crew, and third-party liability.
- Private Jet & Aviation Insurance: Aircraft, crew, and passenger protection.
- Aesthetics Clinic Insurance: Treatment risk and malpractice cover.
- Event Insurance: Public liability and cancellation protection for events.
- Goods in Transit / Haulage Insurance: Protects transported goods against damage or loss.
Multi-Policy Bundles
Combine essential covers into one simple policy and save on premiums.
- Tradesperson Bundle: Public Liability, Tools, Personal Accident, Van.
- Landlord Bundle: Buildings, Rent Guarantee, and Legal Cover.
- High Net Worth Bundle: Home, Valuables, Motor, Travel, and Cyber.
- Business Protection Bundle: Key Person, Shareholder, and Group Life.
- Care Sector Bundle: Liability, Medical Malpractice, and Property.
Care, Community & Charity Insurance
Dedicated to organisations that care for people and communities.
- Domiciliary Care Insurance: CQC-compliant home care protection.
- Supported Living Insurance: Covers supported housing and Ofsted-regulated homes.
- Charity Insurance: Protects trustees, volunteers, and events.
- Hospice & Care Home Insurance: Property and liability cover for residential care.
- Faith Group Insurance: For places of worship and community outreach.
Why Choose SRS Insurance?
- Independent UK broker with specialist market access
- Tailored cover across over 40 niche industries
- Dedicated support for claims, renewals, and compliance
- Personal service from our Yorkshire-based team
- Competitive premiums with leading UK insurers
Get a Quote Today
Protect your business, property, or profession with SRS Specialist Insurance.
Call 01274 965791 or visit www.srs.insurance to request your personalised quote today.