TrustMark Members Insurance | PAS 2030 / 2035 Compliant Cover | SRS Insurance
Protect your retrofit or home-improvement business with TrustMark-compliant insurance from SRS Insurance. Tailored cover for PAS 2030 / 2035 contractors, coordinators, and installers.
What Is TrustMark?
TrustMark is the UK government-endorsed quality scheme covering home improvements, energy efficiency, and retrofit work.
To maintain certification, members must prove technical competence, consumer protection, and financial integrity — including holding the correct insurance policies.
TrustMark registration is required for:
- PAS 2030 installers (ECO4 / ECO+)
- PAS 2035 retrofit assessors & coordinators
- Renewable installers (MCS / RECC)
- Property maintenance & home-improvement contractors
Why TrustMark Members Need Specialist Insurance
Working under a government-backed framework means higher accountability, complex project chains, and strict audit standards.
Standard trades insurance rarely covers all of this.
SRS Insurance provides policies specifically designed to meet TrustMark and PAS 2030 requirements, giving you:
- Evidence of insurance for scheme audits
- Continuous compliance with BEIS / Ofgem guidelines
- Peace of mind that your business, staff, and customers are fully protected
Who We Cover
- Retrofit Installers – insulation, heating, solar, ventilation
- Retrofit Coordinators & Assessors – design, compliance & advice
- Main Contractors / Managing Agents – multi-measure ECO / GBIS projects
- Subcontractors & Specialist Trades – working under TrustMark or PAS 2030 firms
- Landlords & Housing Associations – upgrading stock through funded schemes
Core Covers for TrustMark Compliance
| Cover Type | Why You Need It |
| Public Liability Insurance | Required under TrustMark to protect against third-party injury or property-damage claims. |
| Employers’ Liability Insurance | Legal requirement if you employ staff or labour-only subcontractors. |
| Professional Indemnity Insurance | Mandatory for retrofit coordinators & assessors giving advice, specifications, or design input. |
| Contractors’ All Risks (CAR) | Protects work in progress, materials, and on-site plant/equipment. |
| Product & Completed Operations Cover | Essential for post-installation defects and consumer claims. |
| Installation Warranty Insurance | 25-year protection for energy-efficiency works (required for ECO / PAS 2030 jobs). |
| Non-Negligence (JCT 6.5.1) Insurance | Protects against accidental damage to neighbouring property during works. |
| Tools & Equipment Cover | Theft, loss, or damage cover for vans / on-site tools. |
| Cyber Insurance | Recommended for TrustMark-registered firms handling digital lodgements & tenant data. |
| Legal Expenses Insurance | Helps with contract, employment, or regulatory disputes. |
Optional Enhancements
- Directors’ & Officers’ (D&O) – Covers management decisions and personal liability.
- Fleet or Commercial Vehicle Insurance – One policy for all vans and engineers.
- Business Interruption – Income protection if operations are paused after a claim.
- Office & Contents Cover – For admin / compliance offices handling PAS 2035 documentation.
Common Insurance Pitfalls for TrustMark Members
Avoid these costly mistakes that can lead to failed audits or uninsured claims:
- Missing Professional Indemnity for coordinators / assessors
- Standard liability wording excluding ECO / government-funded work
- No installation warranty or evidence of cover for Ofgem inspection
- Under-insuring multiple teams or subcontractors
- Forgetting cyber & data liability for digital submissions
Typical Cost Guide
| Business Type | Typical Annual Premium |
| Sole-trader installer (PAS 2030) | £400 – £900 per year |
| Retrofit assessor / coordinator (with PI & CAR)** | £1,000 – £2,500 per year |
| Multi-measure TrustMark installer (teams & fleet)** | £2,500 – £5,000 + per year |
Premiums depend on turnover, project values, number of staff, and measures installed.
SRS works with specialist UK underwriters experienced in ECO and TrustMark schemes to ensure full compliance and competitive rates.
Why Choose SRS Insurance?
- Experts in TrustMark / PAS 2030 / PAS 2035 insurance
- Policies tailored for ECO4, GBIS, and retrofit funded work
- Access to scheme-approved insurers & warranty providers
- Fast quotes and instant documentation for audits or renewals
- Flexible monthly payments available
- Independent UK broker — trusted by installers nationwide
Get a Quote Today
Stay compliant, protect your business, and keep your TrustMark accreditation secure with insurance that meets scheme standards.
Call 01274 965791 or visit www.srs.insurance to request your personalised quote today.