Specialist Insurance for All TrustMark Registered Trades – Powered by SRS Insurance

SRS Insurance provides specialist, TrustMark-compliant insurance for all trades including insulation, electrical, heating, plumbing, retrofit, building and ECO4 contractors. Audit-ready cover with no dangerous exclusions.

TrustMark Approved Installer Insurance

TrustMark is the UK’s only Government-Endorsed Quality Scheme for tradespeople.
If you are a TrustMark-approved installer, your business must hold the correct insurance to comply with:

  • TrustMark Framework Operating Requirements (FOR)
  • PAS 2030 / PAS 2035
  • ECO4 and GBIS scheme rules
  • Retrofit and home improvement regulations
  • Customer protection requirements

SRS Insurance is the UK’s leading specialist broker for TrustMark-registered installers, helping contractors across all trades secure scheme-compliant, audit-ready, trade-specific insurance with NO hidden exclusions.

Why TrustMark Approved Installers Need Specialist Insurance

Many installers — even highly skilled ones — unknowingly hold insurance that fails TrustMark audits because their policy contains dangerous exclusions.

Common problems we fix every day:

  • Policies excluding advice, design, specification or reporting
  • No cover for retrofit risks (condensation, moisture, thermal issues)
  • Tradesmen PL policies that exclude specialist works (EWI, boilers, electrical etc.)
  • Incorrect Professional Indemnity (PI) for PAS 2035 roles
  • No cover for eco measures, heating controls, or renewables
  • Public Liability limits below TrustMark requirements
  • No cover for subcontractors or multi-trade activities

These issues can result in:

  • Audit failures
  • Suspension from the TrustMark register
  • Rejected claims
  • Loss of ECO4 or GBIS funding
  • Financial ruin due to uninsured liability

SRS Insurance ensures full compliance, protection and peace of mind.

Insurance for Every TrustMark Approved Trade

TrustMark covers over 50 categories of trades, and SRS Insurance supports them all.

We provide specialist insurance for:

Insulation & Retrofit

  • External Wall Insulation (EWI)
  • Internal Wall Insulation (IWI)
  • Cavity Wall Insulation (CWI)
  • Loft & Floor Insulation
  • Room-in-Roof (RIR)
  • Hybrid & Innovation Measures
  • Retrofit Assessment
  • Retrofit Coordination (PAS 2035)
  • Retrofit Design

Heating, Plumbing & Renewables

  • Gas engineers
  • Boiler installers
  • Air Source Heat Pumps (ASHP)
  • Heating Controls & Smart Controls
  • Underfloor Heating
  • Heat Loss Surveyors
  • Renewables (Solar PV, Battery Storage)

Electrical

  • Domestic installers
  • EV Charger Installers
  • Rewires & testing
  • Electrical contractors
  • Smart-home systems

Building & Home Improvements

  • Builders
  • Roofers
  • Bricklayers
  • Damp & Timber Specialists
  • Structural Repair Contractors
  • Glazing, Windows & Doors
  • Conservatory installers

Additional TrustMark Trades

  • Plastering & Rendering
  • Joinery & Carpentry
  • Painting & Decorating
  • Driveways, landscaping & paving
  • Handyman services
  • Ventilation installers (MEV, MVHR)
  • Security & CCTV
  • Whole-house retrofit specialists

If TrustMark covers it, SRS Insurance insures it — properly.

SRS Insurance: TrustMark-Compliant Insurance Solutions

We provide insurance that fully aligns with TrustMark, ECO4, GBIS and PAS frameworks.

✔ Public Liability & Products Liability

With trade-specific endorsements
(covering insulation, heating, electrical, retrofit & construction works).

✔ Professional Indemnity (PI)

Mandatory for:

  • Retrofit designers
  • Retrofit coordinators
  • System designers
  • Electrical testers
  • Heating surveyors

✔ Employers’ Liability

Essential for any business using staff or labour-only subcontractors.

✔ Contract Works / Tools / Plant

For installers carrying out on-site works.

✔ Property damage & workmanship extensions

Protection against long-tail retrofit defects.

✔ ECO4, GBIS & TrustMark installation compliance

Policies written specifically for funded schemes.

✔ No retrofit-breaking exclusions

We remove exclusions such as:

  • Condensation
  • Moisture ingress
  • Thermal bridging
  • Design/specification
  • Product formulation
  • “No insulation work” clauses

Most brokers miss these.
We specialise in fixing them.

What Makes SRS Insurance the Leading TrustMark Installer Specialist?

  1. We understand the TrustMark Framework Operating Requirements (FOR)

We design every policy to support accreditation compliance.

  1. We insure every TrustMark trade — not just one or two

From EWI to electrics, roofing to renewables, ASHPs to IWI.

  1. We remove exclusions that would get you failed on audit
  2. We supply documents that auditors actually want
  • Trade-specific PL
  • Correct PI indemnity
  • Full retrofitting endorsements
  • ECO4 wording support
  • No hidden clauses
  1. Same-day quotes & instant documents
  2. Dedicated account managers

You’re not just a number — you get a specialist handler.

  1. Competitive pricing with A-rated UK insurers

Who We Work With

SRS Insurance supports:

  • Small 1–3 man installer teams
  • National insulation contractors
  • Retrofit coordinators & designers
  • Electrical & heating contractors
  • ECO4 managing agents
  • System designers & specialist installers
  • Multi-trade and whole-house retrofit companies

We also work directly with accreditation bodies, funders, and auditors to ensure insurance perfectly aligns with scheme rules.

Why Choose SRS Insurance?

  • Independent UK broker with expertise in commercial and trade insurance
  • Access to a wide panel of specialist liability insurers
  • Fast quotes, instant documents, and straightforward claims support
  • Cover designed for businesses of all sizes
  • Personal service from our team of experienced advisers
  • Same-day quotes available.
  • Fully TrustMark-ready documents included automatically.

Get TrustMark-Compliant Installer Insurance Today

Make sure your insurance protects your accreditation, not puts it at risk.

Call 01274 965791 or visit www.srs.insurance to request your personalised quote today.

Privacy Preference Center