NICEIC, NAPIT & ELECSA Electrical Installer Insurance | Electrical Contractor Cover | SRS Insurance
SRS Insurance provides specialist insurance for electrical installers registered with NICEIC, NAPIT and ELECSA. Tailored cover for electrical contractors, domestic installers, renewable energy installers, EV charger installers and testing & inspection specialists.
Why Electrical Installers Need Specialist Insurance
Electrical contractors face unique risks that standard tradesman policies often exclude or undervalue.
We frequently find serious gaps in policies such as:
Common problems we see
- Exclusions for testing, inspection or certification
- No cover for electrical design or system specification
- Incorrect limits for commercial electrical work
- Exclusions for EV charger installations
- No PI for installation certificates, EICRs or reports
- No cover for employers’ or labour-only subcontractors
- “No work at height” exclusions affecting solar PV jobs
- No cover for fires caused by electrical faults
- Restrictions on commercial, industrial or 3-phase work
This can lead to:
- Failed NICEIC/NAPIT audits
- Invalidation of self-certification
- Declined claims
- Legal exposure for fire, shock or system failure
- Contract loss with main contractors or councils
Electrical work is high-liability — you need insurance that matches your technical risk.
Insurance for NICEIC Registered Electrical Contractors
If you are registered as a Domestic Installer, Approved Contractor or Certsure member, SRS Insurance provides specialist cover aligned with NICEIC expectations.
We cover:
- Domestic & commercial electrical installation
- Testing, inspection & certification
- Consumer unit changes
- Rewires & upgrades
- 3-phase installations
- Emergency lighting
- Commercial & industrial contracting
- PAT testing
- Temporary electrical installations
Key protections
- Public & Products Liability
- Professional Indemnity for certification, design & testing
- Fire & electrical fault liability
- Employers’ Liability
- Tools, plant & contract works
- Hired-in plant
- Property worked upon extensions
Our policies support NICEIC audit compliance.
Insurance for NAPIT Electrical Installers
NAPIT contractors often work across multiple trades (electrical, heating, renewables, ventilation), requiring insurance that accounts for wider activities.
Covered NAPIT activities include:
- Electrical installation & maintenance
- Testing & EICRs
- Smart meters & smart home systems
- EV charge points
- Solar PV & renewable energy systems
- Ventilation & MEV/MVHR systems
- Heating controls & low-carbon technology
- Commercial electrical contracting
Key features:
- Cover for multi-trade electricians
- PI for design, inspection & reports
- Cover for renewables, inverters, battery storage
- Work at height & roof access for solar installation
- Tools & equipment cover
NAPIT installers face diverse risks — SRS Insurance provides tailored, multi-trade solutions.
Insurance for Electrical Testing & Inspection Specialists
Testing engineers hold significant responsibility because their certification carries legal weight.
We cover:
- EICRs
- Periodic inspection & testing
- Landlord & insurance certificates
- Remedial work
- Commercial & industrial inspection
- Portable appliance testing (PAT)
Required protections include:
- Professional Indemnity
- Public Liability
- Defective design/specification cover
- Cover for resulting damage
- Work on live circuits (where applicable)
We ensure your PI matches your testing responsibilities.
Insurance for Renewable Energy & Solar PV Installers
Solar PV and renewable energy electricians require specialist cover due to:
- Roof access
- Structural mounting systems
- DC arcing & fire risks
- Battery storage & inverters
We insure:
- Solar PV installers
- Battery installers
- Hybrid inverters
- Solar/EV integrated systems
- Renewable energy contractors
We ensure your insurance covers both electrical and renewable risks.
Who SRS Insurance Works With
We insure:
- Domestic installers
- Commercial/industrial contractors
- Solar & renewable electricians
- EV charger installers
- Electrical testing specialists
- Multi-trade NAPIT contractors
- Subcontractors for councils & main contractors
- Firms with in-house design capability
Whether you’re a 1-man electrician or a national electrical contractor — we provide tailored solutions.
Why Choose SRS Insurance for Electrical Installer Cover?
- We specialise in electrical trade insurance
- Deep knowledge of NICEIC, NAPIT & ELECSA requirements
- Scheme-aligned PI & PL limits
- Enhanced cover for electrical risks
- EV & solar-ready insurance
- Same-day documentation
- A-rated UK insurers
- Dedicated electrical trade specialists
We make sure your insurance doesn’t just cover you — it protects your registration and reputation.
Get an Electrical Installer Insurance Quote
For compliant insurance for NICEIC, NAPIT and ELECSA installers, contact:
SRS Insurance — protecting the UK’s electrical professionals.
Call 01274 965791 or visit www.srs.insurance to request your personalised quote today.