FENSA, CERTASS, CIGA & BBA Installer Insurance | Glazing & Building Fabric Insurance | SRS Insurance
SRS Insurance provides specialist insurance for glazing, window, door, insulation and building fabric installers registered with FENSA, CERTASS, CIGA and BBA. Tailored cover for window fitters, door installers, cavity wall installers, building envelope contractors and home improvement specialists.
Why Glazing & Building Fabric Installers Need Specialist Insurance
Window, door, insulation and building fabric installations expose contractors to unique risks that generic tradesman policies often fail to cover.
We routinely see policies with critical gaps such as:
Common issues with standard policies
- Exclusions for window/door installation
- No cover for water ingress, leaking or sealing defects
- No cover for cavity wall insulation
- No recognition of product/system certification
- Insufficient PI cover for specification & surveying
- No cover for defective workmanship or resulting damage
- Exclusions for “failure to prevent damp or condensation”
- PL limits too low for commercial or landlord work
- No cover for subcontractors
- No protection for long-term warranties
The impact on your business
- Failed FENSA or CERTASS audits
- Loss of registration
- Claims rejected
- Liability for structural, water or insulation-related defects
- Expensive remedial work with no insurance support
- Legal disputes with homeowners or main contractors
SRS Insurance ensures glazing and building fabric installers have the correct, compliant cover.
FENSA Installer Insurance (Window & Door Installers)
FENSA installers work directly with building openings, structural apertures, seals and glazing systems. Incorrect cover can leave installers exposed to major claims.
We insure:
- Window installation
- Door installation
- Composite & uPVC systems
- Aluminium systems
- Double & triple glazing
- Structural alterations to openings
Key protections for FENSA installers:
- Public Liability
- Product Liability
- Defective workmanship & resulting damage
- Water ingress & weatherproofing liability
- PI for measuring, surveying and specification
- Tools & equipment cover
- Employers’ Liability
- Contract works for larger projects
We ensure FENSA installers meet scheme standards and mitigate long-term risks.
CERTASS Installer Insurance (Glazing & Building Fabric)
CERTASS covers a wide range of glazing and fabric installers, including:
- Windows & doors
- Conservatories & extensions
- Roofline products (fascias, soffits, guttering)
- Cladding & external building fabric
- Replacement glazing & repairs
Insurance built for CERTASS installers includes:
- PL with glazing/fabric endorsements
- PI for measuring, design & specification
- Water ingress protection
- Structural opening liability
- Cover for composite, aluminium and uPVC products
- Tools & contract works
- Cover for multi-trade installers
CERTASS contractors need multi-dimensional cover — we provide it.
CIGA Installer Insurance (Cavity Wall Insulation)
CIGA installers work with insulation measures that pose long-term moisture, condensation and structural risks.
We cover:
- Cavity wall insulation
- Extraction & remedial works
- Loft & roof insulation
- Damp-proofing integration
- Retrofit insulation measures
Key protections include:
- Condensation, damp & moisture liability
- Thermal bridging exposure cover
- Workmanship & resulting damage
- PI for assessing cavity suitability
- Long-term guarantee responsibility
- Water ingress and damp penetration
- Employers’ Liability
- Tools & equipment
SRS Insurance understands the long-tail risks associated with CIGA insulation work.
BBA Installer Insurance (System-Specific & Certified Installers)
BBA certification is used for system installers involved in:
- Roof systems
- Cladding
- Insulation systems
- Structurally tested building products
- Specialist building envelope solutions
Our insurance covers:
- Installer liability for system-certified products
- Structural defects
- Cladding & building envelope failure
- Installer responsibility for product integration
- PI for installation design/specification
- Water ingress & weatherproofing risks
We ensure BBA-certified installers are protected where system liability and workmanship overlap.
Who We Insure
We support all glazing and building fabric contractors, including:
- Window fitters
- Door installers
- Conservatory installers
- Building fabric contractors
- Roofline specialists
- Insulation installers
- Cladding contractors
- Cavity wall installers
- Multi-trade home improvement firms
- Commercial property contractors
- Domestic retrofit contractors
Whether you’re a small installer or a large multi-trade contractor, SRS Insurance provides tailored protection.
Why Choose SRS Insurance for FENSA, CERTASS, CIGA & BBA Installer Cover?
- Specialist knowledge of glazing & insulation risks
- Deep understanding of FENSA, CERTASS, CIGA & BBA scheme requirements
- Trade-specific PI & PL limits
- Inclusion of water ingress, condensation & thermal bridging cover
- Proper cover for surveys, specification & measurements
- Support for commercial, domestic & retrofit projects
- A-rated insurer partners
- Same-day quotes & documents
- Dedicated glazing/insulation insurance specialists
We protect your registration, your workmanship, and your business.
Get a Glazing & Building Fabric Installer Insurance Quote
For compliant insurance for FENSA, CERTASS, CIGA or BBA installers, contact SRS Insurance today.
SRS Insurance — protecting glazing & building fabric professionals across the UK.
Call 01274 965791 or visit www.srs.insurance to request your personalised quote today.